Damian Gerard with Gerard Realty Group

damian gerard show cardDamian Gerard with Gerard Realty Group joins us in the studio to go over how sellers and buyers can succeed in today’s market.

SELLERS, can choose from various programs to get the right mix of services. We offer:

    • Private Listing Program
    • Guaranteed Sale Program
    • Basic Listing Services
    • Full Service Listing

To sell your house in this current environment realtors must be full time, actively engaged, well trained in real estate and technology, and dedicated to the putting your needs in front of their own. Most important your realtor must get your house exposed to buyers. No other realtor, Group, or team in St Louis can deliver tens of thousands of views to your door step.

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Contact Information:

Damian Gerard
GERARD REALTY GROUP at Keller Williams
10936 Manchester Road
St. Louis, MO 63122
Phone: (314) 614-4377

Audio: Damian Gerard

 

Stephen Schultz with Schultz & Myers Law Firm: Driving Safe During The New Year

stephen schultz show cardDrunk Driving is one of the most common causes of car accidents on our nation’s roads.  Sadly, these accidents could usually be avoided if the driver had acted more responsibly and refrained from driving under the influence of alcohol.

Stephen Schultz offers some great advice for all sides of this situation.  He shares advice on insurance coverage that individuals need to be sure they have before they get behind the wheel, checkpoint status, and what your rights are as a victim of such a crime.

For more information on anything you hear in Stephen’s interview be sure to contact him he will be happy to answer any questions you may have regarding this topic.

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Contact Information:

Stephen Schultz
Schultz & Myers Law Firm
999 Executive Parkway Drive Suite 205
St. Louis, MO 63141
314.444.4444
www.schultzmyers.com

Audio File

 

 

Stephen Burton/Waterproof Solutions: Winterizing Your Basement

stephen burton show announcementStephen Burton with Waterproof Solutions joins us in studio to go over some of the preventative maintenance steps homeowners can do to winterize their basement and save themselves time and money in the spring.

Contact Stephen Burton and ask for the Doug Haldeman Show Special and get going on waterproofing your home today!

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Contact Information:
Stephen Burton
Waterproof Solutions
636.343.4379
Waterproof-Solutions.net

Audio: Stephen Burton

 

Dr. Michelle Robin/Author: The E Factor…Engage, Energize, Enrich

michelle robin webDr. Michelle Robin, who has been around wellness for nearly three decades, is an international speaker, best-selling author and practicing chiropractor. She is the founder of Your Wellness Connection, P.A., one of the nation’s most successful integrative healing centers focusing on disciplines such as chiropractic, Chinese medicine, massage therapy, energy medicine, counseling, nutritional and wellness coaching, and movement arts. She is the author of The E Factor: Engage, Energize, Enrich – 3 Steps to Vibrant Health, Wellness on a Shoestring: Seven Habits for a Healthy Life, as well as its companion curriculum, The Wellness on a Shoestring Program, and co-author of Succeeding In Spite of Everything.

Dr. Robin also consults with businesses, non-profits, and faith-based communities in developing wellness programs. She has spoken on improving individual well-being as well as developing a culture of wellness, to a wide variety of groups and organizations such as: Young Presidents Organization (YPO), AMC Theaters, Working Mother Magazine’s Work Life Congress, Speaking of Women’s Health Conference, Helzberg Entrepreneurial Mentoring Program, University of Kansas, University of Missouri-Kansas City, Unity Church (throughout the U.S.), Go Red for Women, and many others.

Contact Information:

Dr. Michelle Robin
913.962.7408
www.drmichellerobin.com
mRobin@yourwellnessconnection.com

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Audio 1: Dr. Robin

Audio 2: Dr. Robin

Top 10 Tips For A Thrifty Christmas

thrifty christmasDoug and Tammie Haldeman share the “Top 10 Tips For A Thrifty Christmas”.  They share some of their family traditions and ways you can really save money this season and not be in debt next year.

Follow the link: Top 10 Tips For A Thrifty Christmas

If you find yourself overspending this season give Doug a call to go over your finances to see if you qualify for a refinance on your current mortgage.

Contact Information:

Doug Haldeman
314/472-DOUG (3684)

 

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Thrifty Christmas Tips Audio 1

 

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Thrifty Christmas Tips Audio 2

Diane Denny with Prudential Select Properties

diane denny show card

Diane Denny with Prudential Select Properties joins us in the studios today to talk to us about the Real Estate Market.  She shares with us on what it takes to buy and sell in today’s market.

Diane has been licensed in real estate for 25+ years.  Top agent company-wide 12 years in a row!  Published in St. Louis Business Journal Top Agent List!  Also received 5-star award St. Louis Magazine for best client satisfaction!  Member of Chairman’s Circle/Diamond Level!  Diane ranked in the top 100 of all Prudential agents worldwide in 2012!  Diane is a native St. Louisian specializing in the Kirkwood, Webster, Central Corridor and West County regions.

Contact information:

Diane Denny & Team
#1 Agent Company wide for 12 years in a row!
314-602-5885 – cell
314-775-2055 – office
To view properties:  www.SoldonStLouis.com

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Diane Denny Audio 1

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Diane Denny Audio 2

What Is The Qualified Mortgage Rule? Does It Apply To Me?

 


Doug explains what the QM & QRM rules are and how they apply to borrowers in today’s market.

  • QM (Qualified Mortgage Rule) was intended in Dodd-Frank to define a minimum loan standard, not to define a low risk loan.
  • QRM was intended to set a standard for loans placed in a mortgage backed security (MBS) that have a low credit risk as evidenced by their past performance.

Listen in to find out how this may apply to your situation or contact Doug directly:

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Doug Haldeman
314/472-DOUG (3684)

(NMLS: 298419)

 

Audio with Doug on QM and Pre-Approvals

 

 

Wes Villhard with HouseMaster: Taking Care Of That Vacant House In The Winter Could Save You Money In The Spring

wes villhard show cardWes Villhard joins the studio to help us go over the important items to take care of to winterize that vacation home, vacant home or rental property.  Listen in to save yourself some unneccessary expenses in the spring by taking the time now to winterize your home.

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Contact Information:

Wes Villhard
HouseMaster Home Inspections
4101 W. Argonne #140
Kirkwood, MO 63122
314-952-7007
housemaster.com

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Audio 1 with Wes Villhard