Home Scouting Updated VIP Code

Home scouting is one of the best programs to use when searching for new properties. Some people might use Zillow or Trulia but the issue with these real estate search engines is that they are missing at least 30% of the listings that are out there. These websites don’t have direct access to the MLS that agents use. Home Scouting has 100% of the listings that are on the MLS and it also provides a user friendly interface. You can access Home Scouting here on Doug’s website by finding the Home Search tab which will link you to Home Scouting or you can download the Home Scouting app directly to your smart phone. When you enroll use Doug’s updated VIP code: DougH (not case sensitive) and you can start searching like a pro today.
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Dear 30-Somethings, I Hope You Won’t Make These Mistakes in Life

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 10 mistakes 30-somethings shouldn’t be making.

1. Making Work a Priority
2. Forgetting Your Passion for Money
3. Not Taking Care of Your Body
4. Neglecting Your Family
5. Being Negative
6. Thinking You’re Too Old
7. Forgetting Yourself
8. Living Too Safely
9. Not Traveling Enough
10. Leaving Feelings Unspoken
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Debt Collection Practices

Listen in as Doug and Tammie Haldeman alongside Tom Terbrock and Stephen Schultz with Schultz & Myers law firm discuss questions about debt collection practices.

 

Collection Agencies Vs. Auto dialers
When it comes to different types of debts the Federal Trade Commission is the governing body. What types of debts are covered by this act?
If I’m dealing with identity theft what should be my course of action when dealing with debt collectors?
Are debt collectors allowed to call me at work?
Who are collection agencies allowed to talk to about my debt?
What are some of the practices that are off limit for debt collectors?
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Dear 20-Somethings, If You Don’t Know These 7 Important Things About Money and Finance, You’ll Regret It in 10 Years

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss 7 important things about money and finance that 20-somethings must know.

1. Pay Yourself First
2. Learn how to Leverage the Power of Compound Interest
3. Grow Your Financial Education
4. Know Your Credit Score and Keep it Up
5. Live Within Your Means
6. Learn to Use Discipline to Manage Income and Expenses
7. Learn to Manage Your Emotions Around Money
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Top 10 Tips For Time Management

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the top 10 tips for time management.

1. Never envisioning or thinking about tomorrow.
2. Not planning ahead.
3. Starting their day late.
4. Focusing on doing the wrong thing.
5. Getting distracted along the way.
6. Going through each day without aims, targets and goals.
7. Not having a to-do list.
8. No rest and all work.
9. Being too free and not moving forward.
10. Being a perfectionist.
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Time To Refinance

We are in the beginning wave of a refinance tsunami. For the last 20 months interest rates have been above 4 percent. For the first time in almost two years interest rates are below 4 percent. A good way to look at this opportunity would be not the amount of money you could be saving but the amount of money you’re losing every month by not refinancing. Listen in as Doug and Tammie Haldeman alongside Tom Terbrock discuss the questions listed below to find out if refinancing is right for you. If you’d like free advice text/call Doug Haldeman at (314) 472-DOUG(3684)
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15 Money-Saving Strategies for Couples

Listen in as Doug and Tammie Haldeman discuss 15 money-saving strategies for couples and talk about some of their own strategies as well.
The 15 strategies for couples was posted by: Kayla Matthews on LifeHack.org Continue reading “15 Money-Saving Strategies for Couples”

5 Credit Habits to Break in 2015

Listen in as Doug and Tammie Haldeman along with Tom Terbrock discuss the most important habits to break in the new year.
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Market Update: Rates Lower Than They Have Been in The Last Two Years

Rates have dropped lower than we’ve seen in the last two years. 30 year fixed rates are back in the 3% which will create a massive refinance boom. We are at the front end of this boom however, sometimes we get dips in rates and they jump back up making right now the perfect time to refinance. One of the first opportunities would be for someone who has purchased a home in the last two years; your interest rate is most likely higher than rates are now. Even if your interest rate is in the low to mid 4% you could still save a lot of money by refinancing.
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Big Announcement: The Doug Haldeman Team Joins Forces With Cornerstone Mortgage, Inc.!

Team PicThis segment announces the alliance of the Doug Haldeman Team and Cornerstone Mortgage, Inc.Cornerstone Logo_Green

 

 

 

Audio:

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