Fed Rate Hike : What does this mean for me?

Fed Rate Hike : What does this mean for me?

The Federal Reserve (The Fed) has raised interest rates after much talk of doing so this year. This hike comes just in time for the new year and a new administration coming into office.

How will this rate hike affect you and what exactly does a “rate hike” mean?

Continue reading “Fed Rate Hike : What does this mean for me?”

What Is Holding You Back From Financial Freedom

money-flying-out-the-window
Financial freedom doesn’t mean watching it fly out the window.

Money Sabotage

Your financial freedom is just around the corner.  You just have to choose the path that doesn’t hold you back.  While money can certainly buy you plenty of things, it can offer you something far more valuable than material things.  The more money you acquire and properly pour into channels that can support you now and into the future.  When you do this the more freedom you have to make choices based on desire and not financial obligation or necessity.

Continue reading “What Is Holding You Back From Financial Freedom”

Credit Lessons Your Parents Didn’t Teach You

Doug-Show-CardCredit Lessons

Paying interest is really painful.  It can be difficult to take the wisdom from the generations that lived through their life lessons.  When it comes to analyzing your parents credit it just may help you understand what not to do or what to do.

Here are some lessons we wish our parents had shared:

Continue reading “Credit Lessons Your Parents Didn’t Teach You”

Is Your Bank Account Leaking Money?

leaky-boat
Is your bank account leaking money?

Is Your Bank Account Leaking Money?

When was the last time you really looked at your bank account?  It is easy to miss small amounts of money  every month until you get declined or a check bounces.  When this happens it creates awareness around your money situation.

Here are a few ways that you can plug the leaking:

Continue reading “Is Your Bank Account Leaking Money?”

Shopping Around For a Mortgage?

Shopping Around For A Mortgage

Here’s the inside scoop on how to do it right!

First:  Are you working with a TRUE Mortgage Professional?

The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way.  But how can you tell?If your shopping just rates you may want to consider who your lender is going to be to handle your transaction.

 Here are FOUR SIMPLE QUESTIONS YOUR LENDER ABSOLUTELY MUST BE ABLE TO ANSWER CORRECTLY.  IF THEY DO NOT KNOW THE ANSWERS… RUN…  DON’T WALK… RUN… TO A LENDER THAT DOES! To help narrow your search Doug Haldeman is that lender! Continue reading “Shopping Around For a Mortgage?”

Winterizing Your Home and Sump Pump with Stephen Burton

stephen-burton-show-announcement
Winterizing Your Home with Stephen Burton

Winterizing Your Home and Sump Pump

Winterizing your home is so important and taking care of your sump pump and hose in the fall or early winter is a quick and easy home improvement that will save you hours or days of headaches. Continue reading “Winterizing Your Home and Sump Pump with Stephen Burton”

Tesla’s New Solar Roof Tiles For Homes

Tesla Solar Roof Shingles
Tesla Solar Roof Shingles-Consumer Report Photo

Tesla’s Solar Roof Tiles Get Approved

Tesla Motors (TSLA) and SolarCity (SCTY) shareholders had voted to approve the companies’ $2.6 billion tie-up.  Elon Musk told investors that the new clean energy behemoth would now be able to provide homeowners with a solar roof that costs less than a traditional roof before factoring in the savings from energy generation.

“It’s looking quite promising that a solar roof actually cost less than normal roof before you even take the value of electricity into account,” he said in a speech after the vote was called. “So the basic proposition would be ‘Would you like a roof that looks better than a normal roof, last twice as long, cost less and by the way generates electricity’ why would you get anything else.”

Continue reading “Tesla’s New Solar Roof Tiles For Homes”

Election Aftermath and Cabinet Posts

trump-cabinetListen in as Doug and Tammie talk about what happened in the economy after the election on November 8th.  They also talk about the Presidential Cabinet pics that affect housing:

Secretary of Housing and Urban Development (HUD) – Dr. Ben Carson

Secretary of Treasury – Steven Mnuchin

Renovation ROI

Hammer on Stack of MoneyAs homeowners, we often feel like a home improvement will give us a positive Return On Investment(ROI).  The info-graphic shown from Remodeling’s 2015 Cost Vs. Value Report shows that most home improvements will give a negative return.  Continue reading “Renovation ROI”

Selling a Home in the Winter

stock-photo-front-of-suburban-home-in-heavy-snowfall-78866161

Winter may not be the most popular time to sell a home, but this doesn’t mean you have to wait until the weather warms up to list your property. With the right strategy and a bit of hard work, you can make your home stand out to potential buyers in a season where competition is less fierce, and some buyers are highly motivated to purchase.

It may take you a little planning and some prep work. However, when you need to sell your house, you need to sell your house – regardless of what season it happens to be. Knowing how to sell a home in the Winter can go a long way in increasing your chances of success.

Tips For Selling a Home In The Winter Continue reading “Selling a Home in the Winter”