Cornerstone Mortgage, Inc offers an amazing product that blows away other lenders. Doug Haldeman, Branch Manager at the St. Charles office location, discusses a new fast and safe way to pay off your home. Be sure to listen in to find out if this would be an option for you.
If after hearing the show and you want more information reach out to Doug today at 314-472-3684.
Below is a link to Doug’s mortgage coach presentation and the audio to the show.
What does success look like to you? This may be a difficult question to answer for most, however with a little focus the answer can be found. For some success means a new house or car, but for others it means the ability to spend more time with family or friends. However, one looks at success there are important tips to remember to avoid losing sight of what’s really important.
These 8 success clues come from business and life coach Tim Braheem with Performance Experts:
In order to have what you want, start by wanting what you have.
What you focus on, you bring closer ,because when you focus on gratitude you are calling abundance into your life.
It’s impossible to be a victim when you’re in gratitude.
It’s your relationship TO the journey, not the destination that will determine success.
Get clear on the experiences that fill your soul and give yourself those experiences often.
Be careful not to sacrifice your EXPERIENCE for the symbol.
The symbol is NEVER a bad thing. It’s our RELATIONSHIP to the symbol that causes our imbalance and suffering.
Beware of competing intentions.
Symbols vs. Experience
Ask yourself the question “What Do I Want?”. For the most part, people can list all kinds of things they want. Cars, houses, money, and toys of all sorts frequently come up. Relationships, kids, travel, adventure, and good health also make the most frequently cited list.
From here, spend a little time in reflection on the question, “Why do I want those things?” “What do I hope will be true if I have the (job, money, house, etc)?” A slightly more refined question would be, “what experience am I looking for”- if I only had the right car, house, money, etc, what would I then be experiencing?”
Once you find the proper balance of the things you desire and the experiences you yearn for the more things will seemingly fall into place.
So you have a few of the ‘certificate of participation’ awards and want to take those to your first job interview, well you will soon see how much weight they carry. The ‘Wall of Gaylord Focker’ may need to stay on the wall of your parents home.” The truth? Honesty is a must, perfection is a myth, and failure is your friend.
American students have been trained from an alarmingly young age to believe that as long as they show up, they should be rewarded—and that is lulling them into a false sense of security. After all, simply being there isn’t the same as contributing, and participating isn’t the same as succeeding. No one will be rewarded for just showing up in the real world. Success isn’t found inside a rubric. It certainly isn’t something achieved without a few experiments, mistakes, and failures along the way.
Here are seven common lies that young people hear growing up—and the blunt, uncensored truths behind them:
Merle Schneider, Co- Owner Broker with Schneider Real Estate, joins Doug and Tammie to talk about the negotiation strategies in work and in personal life.
As we may already know conflict adds to one’s tensions and anxiety. It is better to discuss things and reach to an alternative benefitting all. Issues must not be dragged unnecessarily and efforts must be made to come to a conclusion involving the interests of all. No point in being adamant and rigid. One should strive hard to negotiate with each other and consider the needs, interests and expectations of all.
Negotiation is essential everywhere. It is not only the corporates where negotiation is important but also in our daily life. We all must try our level best to adopt negotiation skills to avoid misunderstandings and lead a peaceful and a stress free life.
Merle teaches continuing education classes to Realtors. Be sure to contact him to find out when his next class is scheduled.
Merle Schneider Co Owner Broker/ Vice President of Operations/ New Construction Consultant
Office: (636) 946-5553 ext. 237
Cell: (314) 422-8040
Fax: 1 (866) 730-5961 Email Me MerleSchneider.com
Doug and Tammie share a list of 8 things investors must consider when investing in real estate.
A home inspection is a vital component in assessing whether or not a property is worth pursuing. The inspection report can reveal many inherent problems related to items such as roofing, electrical wiring, plumbing connections and HVAC, which is short for heating, ventilation and air conditioning. However, the unforeseen costs lie in the pieces not covered in the inspection report. For instance, any damage to a main sewer line that travels from a property to the street, or septic tank problems will not be detected on the report. Even leaks or mold inside the walls of the property can easily and expectedly be missed. Once a property is acquired and if significant problems arise regarding plumbing or other unforeseen elements, it can cost thousands of dollars to have them repaired. Continue reading “8 Costs That New Investors In Real Estate Do Not Consider”
One common problem that people run into is that they become house poor. What does this mean? You are house poor if you have no extra money to pay for emergencies, cover your expenses and save for the future, because your house payment is too large. Your house payment should be about twenty-five percent of your take home pay. Some people think it is okay to go up to about thirty percent if you have no other outstanding debt, and do not plan on going into debt. You may end up house poor if your circumstances change and you begin to struggle to make your payments. For instance if one of you decides to Continue reading “Are You Living House Poor?”
Doug Haldeman alongside The Cooper Group powered by Keller Williams Realty will be hosting a FREE hands-on home buying class March 12th, 2015 from 6:30-8pm at Cornerstone Mortgage, Inc. 17280 North Outer Forty Road #100 Chesterfield, MO 63005