Did you know that parents are the number-one influencer on their kids’ financial behavior? If you’re reading this and are a bit worried because you’re not the greatest with your money—or you’re not exactly sure how to approach the subject of teaching kids about money—don’t panic! There are many ways to make your kid a money genius, even if you’re not. That’s exactly what journalist and commentator Beth Kobliner’s latest book, Make Your Kid a Money Genius (Even If You’re Not), is all about.
Morgan Clark founded STL Sitter in 2014 not long after graduating from Ohio State University. During her time in college, Morgan had worked as a babysitter for a company called Sitting Made Simple to help offset some of the cost of tuition. Morgan is native to St. Louis and shortly after graduating she moved back and began working as a nanny for a local family. While working, she just couldn’t get the experience she had in college out of her head.
A record number of Americans are cheating on their partner or spouse, not with someone else, but with money.
From secret credit card purchases to hidden bank accounts, a January 2014 online survey by the National Endowment for Financial Education (NEFE) found that financial infidelity is on the rise. In fact, 35 percent of adults with combined finances admit to having hidden a purchase, bank account, statement, bill, or cash from their significant other, up from 31 percent in 2011. Thirteen percent of respondents said they’ve committed more severe deceptions, like lying about the amount of debt that they owe or even the amount of income they earn. Continue reading Are You Cheating Financially On Your Partner?→
Doug Haldeman, Mortgage Strategist (NMLS: 298419) with Cornerstone Mortgage shares the free service with his listeners.
He and Tammie discusses some of the benefits of the Home Buyer’s Scouting Report and how it is a great way for the consumer to shop for their next home or investment property. There are so many great features available with this service. Not to mention it has 100% of the MLS listings and we DO NOT sell your email to anyone.
If you are considering buying a home in the next 12 months be sure to visit the Home Search Tab above or you can download the mobile app on your phone.
5 Steps for Parents with Kids Transitioning to College
One minute they’re young and fragile and you’re rocking them to sleep, and the next they are ready and raring to flee the nest with as much excitement and vigor as they once had for Chuck-E-Cheese and unicorns. Life is fleeting, and nothing is more evident of this than when your child goes away to college.
For a lot of us, thoughts of having our child stay close to home for college, maybe even taking online courses so they don’t have to go far away, has crossed our minds. As parents, the role we really need to play is more supportive and less overbearing at this point. Here are the five things to help your child transition to college.
Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People tend to not like talking about money or death, so when you combine the two it can cause some discomfort. Another reason for avoiding the conversation is that maybe your parents could be embarrassed because they didn’t handle their money well. Also, as the child you don’t want to come off as greedy or nosy.
Whatever the reason, we’re going to outline some steps you can take now to avoid some serious problems down the road.
Angela Brown, Exercise & Nutritionist Expert, joins Doug and Tammie in studio to discuss what options there are to find out how you can take care of your body and identify the stressors that can effect your moods, sleep and overall health. If you really are tired of feeling tired every day, sick of being sick or you seem to be going to the doctor and finding no real solution the be sure to give Angela Brown a call today to begin the process of the Dutch Panel Test! 314.226.3137
Parenthood is not for the faint of heart. You’re a nurturer, teacher, disciplinarian, cook, cleaner, taxi service, boo-boo fixer, counselor, laundress, and more. When that little bundle of pink or blue was placed in your arms, did you really know just how much your world would change? and for the better?
Having children forces us to change; it usually makes us better people. Here are some of the ways parents can and have grown themselves, while guiding their own children down the path of life.
Deciding whether you need life insurance can be a complicated process. The decision can be even harder when you are younger. Today Elaine Mahr highlights some of the issues that you should think about. Be sure to listen in to find out more about the cheapest insurance policy one can own that has the most benefits to your loved ones.
The ideal scenario for people is to start with a fresh slate, decrease debt and still meet your monthly obligations. Defining your needs and wants is a great place to start. Unfortunately, this isn’t the case for most people. I know this story too well.
Doug’s Story: I grew up in a trailer and thought that success was going to be when I had a million dollar house and nice cars. Through buying real estate and owning a mortgage company I was able to achieve my dream of success. I bought a million dollar home in St. Charles County that was 8000 square feet. I had a Lexus and an Escalade. I bought that dream home at the end of 2005, and the value never went higher, and my income only went down.
Here are some of the top strategies I learned to decrease my debt to regain credit worthiness: