Category Archives: Life Planning

Home Scouting: Home Search Made Easy!

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Home Scouting Makes Searching

For A Home Easy!

Doug Haldeman, Mortgage Strategist (NMLS: 298419) with Cornerstone Mortgage shares the free service with his listeners.

He and Tammie discusses some of the benefits of the Home Buyer’s Scouting Report and how it is a great way for the consumer to shop for their next home or investment property.  There are so many great features available with this service.  Not to mention it has 100% of the MLS listings and we DO NOT sell your email to anyone.

If you are considering buying a home in the next 12 months be sure to visit the Home Search Tab above or you can download the mobile app on your phone.

Home Scouting Audio

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7 Mistakes Millennials Make in Home-Buying

7 Mistakes Millennials Make in Home-Buying

 

Millennials – they’re the generation between 18 and 35; the new young professionals; the recent graduates, and they’re also coming into the housing market in droves. Usually, they’re also first-time homebuyers, which means that they have the potential to make mistakes in the home-purchasing process.

Here are the top seven mistakes millennials make when they purchase a new home. Whether you consider yourself part of the generation or you’re just looking to ensure your home search goes as smoothly as possible, these tips should help any potential homebuyer.

 

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5 Steps for Parents with Kids Transitioning to College

5 Steps for Parents with Kids Transitioning to College

One minute they’re young and fragile and you’re rocking them to sleep, and the next they are ready and raring to flee the nest with as much excitement and vigor as they once had for Chuck-E-Cheese and unicorns. Life is fleeting, and nothing is more evident of this than when your child goes away to college.

For a lot of us, thoughts of having our child stay close to home for college, maybe even taking online courses so they don’t have to go far away, has crossed our minds. As parents, the role we really need to play is more supportive and less overbearing at this point. Here are the five things to help your child transition to college.

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Having the “Money Talk” with Your Parents

Having the “Money Talk” with your Parents

 

Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People tend to not like talking about money or death, so when you combine the two it can cause some discomfort. Another reason for avoiding the conversation is that maybe your parents could be embarrassed because they didn’t handle their money well. Also, as the child you don’t want to come off as greedy or nosy.

Whatever the reason, we’re going to outline some steps you can take now to avoid some serious problems down the road.

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Closing the Gap Between your Financial Reality and Goals

Closing the Gap Between your Financial Reality and Goals

 

Most of us are failing miserably with our finances. Personal savings rates are at an all time low, retirements savings are non-existent, and overall net worth is diminishing.

Nobody wants to be terrible with their finances, so why are we failing? We’ll take a look at some of the reasons and some small steps you can take to get back in financial shape. It’s never too late to be Smart With Your Money.

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Credit Lessons Your Parents Didn’t Teach You

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Paying interest is really painful.  It can be difficult to take the wisdom from the generations that lived through their life lessons.  When it comes to analyzing your parents credit it just may help you understand what not to do or what to do.

Here are some lessons we wish our parents had shared:

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How Will Trump Affect The US

(Photo by Steve Sands/FilmMagic)
President Trump (Photo by Steve Sands/FilmMagic)

There are a lot of issues that Mr. Trump will need to address during his presidency.  The key is to understand how will Trump effect the US.

How will Trump and Congress get along?

Republicans have control of the White House, the Senate and the House, but that doesn’t mean he will have an easy time on Capitol Hill. The GOP was badly fractured throughout the primary and general election season, as Trump insulted his way through 17 Republican opponents.

Several big names in the party, including former Florida Gov. Jeb Bush, Ohio Gov. John Kasich, Arizona Sen. John McCain and 2012 nominee Mitt Romney refused to support Trump, and House Speaker Paul Ryan would not campaign with him. Trump will have to build support with his former opponents to push his populist agenda into law.

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Detox Your Spending

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Summer spending is one of the highest moments of our financial yearly budget.  It is filled with vacations, extra food because the kids are home, daycare expense increases, parties, events and more.

What is a financial cleanse?

A financial cleanse is similar to a diet. After overindulging in too many sweet treats or fast food meals, you might reset your habits by eating healthy and working out. Under a financial cleanse, you work toward replacing some of the spending habits that may have gotten out of hand in the summer with mindful spending and saving. Here are some tips to get started.

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D.R.E.S.S for Health Success with Angela Brown

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Angela Brown with SWEAT St. Louis

D.R.E.S.S for Health Success 

Most people think that they have tried every diet that claims to help cure their particular problem, and nothing works. The truth is, your “perfect” diet has not been designed. Through FDN®, I will show you how to create your perfect diet.  Angela Brown visits the Doug Haldeman Show to help us reveiw what dressing for health success can look like.

D= Diet

R= Rest

E= Exercise

S= Supplements

S= Stress

There are three main principles that are necessary in finding the right diet for you. The diet must:

  • consist of real, whole, nutrient dense food.
  • be comprised of the right macronutrients.
  • eliminate the foods that cause stress to your body.

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Tired Of Feeling Tired? Sick Of Being Sick?

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Tired of feeling tired? Sick of being sick?

Angela Brown, Exercise & Nutritionist Expert, joins Doug and Tammie in studio to discuss what options there are to find out how you can take care of your body and identify the stressors that can effect your moods, sleep and overall health.  If you really are tired of feeling tired every day, sick of being sick or you seem to be going to the doctor and finding no real solution the be sure to give Angela Brown a call today to begin the process of the Dutch Panel Test!  314.226.3137

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