Category Archives: Title Company

Knox Mailhes With Integrity Title Solutions

knox mailhes

Knox Mailhes with Integrity Title Solutions joins us in the studio to add his expertise on the topic of land surveying and title work is when you are buying your next house!

Listen in today!

Contact Information:

Knox Mailhes
Vice-President
Integrity Land Title
314.725.1500
kmailhes@integritytitle.biz

https://www.integritytitle.biz/

Audio 1:

 

How To Reduce Your Closing Costs On Your Mortgage

 

When you take out a mortgage, whether it’s for a purchase or a refinance, you must pay closing costs, which can vary considerably.

There are fees that must be paid to the lender, along with optional ones, such as mortgage discount points, and fees that must be paid to third parties, such as title/escrow and insurance.

Whether you pay these fees out-of-pocket is another question, but either way there will be a cost, and you must pay it in one way or another.

Two Types of Closing Costs

There are two main types of closing costs, including “recurring closing costs” and “non-recurring closing costs.”

Recurring closing costs are those that will be charged more than once, whereas non-recurring costs are charged just once.

Here are some examples of recurring closing costs (paid more than once):

– Homeowner’s insurance
– Mortgage insurance
– Flood insurance
– Property taxes
– Interest
– HOA dues

*Note that not all fees are necessarily applicable depending on the property, location, loan type, etc.

Here are some examples of non-recurring closing costs (one-time fees):

– Lender fees (underwriting, processing)
– Loan origination fee
– Mortgage discount points
– Credit report fee
– Appraisal fee
– Home inspection fee
– Termite inspection fee
– Building record fees
– Title and escrow fees
– Doc prep fees
– Recording and wire fees
– Notary and messenger fees
– Transfer taxes

As you can see, there are quite a few costs associated with obtaining a mortgage, and not everyone has the cash on hand to pay for all these fees.

If you want to reduce your closing costs, there are number of strategies to do so and you should call The Doug Haldeman Mortgage Team today to start your loan process and see where you can save today and for your future!

Contact Information:

Doug Haldeman NMLS# 298419
314.472.3684

Audio File: Reduce your closing costs

Building In Today’s Market…Listen In This Sunday At 4pm

knox mailhes and john muller

Knox Mailhes with Integrity Title Solutions and John Muller with Diversified Real Estate Group join Doug in a discussion about building a home in today’s market.

In 2013, the housing recovery was a welcome bright spot for the economy: prices were shooting up, fewer homeowners were underwater, and builder confidence was finally on the upswing. It’s looking like 2014 should be another good year for housing–mostly.

A home is one of the biggest purchases you’ll ever make. In the end, the most important thing is getting a house that suits your needs — one that fits your family, but also your budget. These tips might not be practical for everyone, but those who can put them to use will get themselves a better deal.

Listen in today !

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Contact Information:

Knox Mailhes
Vice-President
Integrity Land Title
314.725.1500
kmailhes@integritytitle.biz
https://www.integritytitle.biz/

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John Muller, SFR
Builder/Broker
Diversified Real Estate Group
2722 Hampton Ave
Suite S
St. Louis, MO  63139
www.johnmuller.net
www.diversified-building.com
314-568-5296

 

Knox Mailhes/Title Insurance Expert- Integrity Land Title: Title Insurance Is Essential In Protecting Your Investment

knox mailhesKnox Mailhes with Integrity Land Title joins the studio to Co-Host with Doug this Sunday.  Knox is Vice-President of Integrity Land Title.

Knox answers questions like

  • Why do I need title insurance?
  • What is the most common problem when people don’t have title insurance?
  • What is title insurnace?

Integrity Title has learned, by offering more than title insurance and escrow services, their clients can count on them for other important parts of their real estate transactions.

Integrity Land Title was founded in 1999 and has grown from a single location in St. Louis to 15 locations spanning across the Midwest from St. Louis to Lake of the Ozarks all the way to Kansas City.

For more information be sure to contact Knox!

Contact Information:

Knox Mailhes
Vice-President
Integrity Land Title
314.725.1500
kmailhes@integritytitle.biz

https://www.integritytitle.biz/

Knox Audio 1

Knox Mailhes/Integrity Land Title: Knox Co-Hosts The Doug Haldeman Show

knox mailhesKnox Mailhes with Integrity Land Title joins the studio to Co-Host with Doug this Sunday.  Knox is Vice-President of Integrity Land Title and shares with listeners how important it is for homeowners to complete their home purchase with them. They have learned, by offering more than title insurance and escrow services, their clients can count on them for other important parts of their real estate transactions. Integrity Land Title was founded in 1999 and has grown from a single location in St. Louis to 15 locations spanning across the Midwest from St. Louis to Lake of the Ozarks all the way to Kansas City. For more information be sure to contact Knox!

Contact Information:

Knox Mailhes

Vice-President

Integrity Land Title

314.725.1500

kmailhes@integritytitle.biz

https://www.integritytitle.biz/

Knox Mailhes Audio