Category Archives: Uncategorized

14 Step Plan to Transform Your Finances

managingmoney

I deal with people and finances on a daily basis. One of the things I have noticed is that very few people are taught how to manage their money. Frequently people admit to being so lost they don’t even know where to begin when it comes to money. I wanted to share a 14 step plan to help you transform your finances and better manage your money. Continue reading 14 Step Plan to Transform Your Finances

Market Update: The Fed Hikes Rates and How a New Credit Reporting Rule Could Boost Your Score

Fed Rate Hike

As we anticipated, the Federal Reserve (Fed) raised interest rates a quarter of a percent on Wednesday, March 15th. This is the second hike  since December and a sign that the central bank plans to raise rates faster this year.

Continue reading Market Update: The Fed Hikes Rates and How a New Credit Reporting Rule Could Boost Your Score

The Doug Haldeman Show Welcomes Ryan Raphael: The Medicare Man

Ryan Raphael: The Medicare Man

We are pleased to introduce Ryan Raphael, The Medicare Man, from Senior Insurance Benefits as a new expert on our show. Ryan is the owner/broker of Senior Insurance Benefits and has been dedicated to helping seniors with their insurance needs since 2003.

Navigating the maze that is Medicare can be a very confusing process. That’s why we asked Ryan to join us so he can educate you on the ins and outs of Medicare coverage and insurance.

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Top 10 Mortgage Delays When Purchasing a Home

Top 10 Mortgage Delays when Purchasing a Home

Having a delay in your home purchase closing can be extremely frustrating. However, most mortgage delays are preventable and avoidable. By studying the top 10 causes of mortgage delays, you’ll be sure you will have the smoothest closing possible.

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Profile of Home Buyers and Sellers 2016

Profile of Home Buyers and Sellers 2016

We just received the report from the National Association of Realtors for the real estate profile for 2016. Check it out below! There are some really interesting statistics that I think you may find useful.

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Dave Ramsey’s Bad Advice

Dave Ramsey’s Bad Advice

Many of you are familiar with the financial guru Dave Ramsey. His most popular book, “The Total Money Makeover”, has sold over 5 million copies. While I agree with most of what Dave has to say there are a few key areas where I entirely disagree with him.

Dave’s approach of one-size-fits-all  financial advice just doesn’t work.  Each person has their own unique situation and the path to their financial goals will vary. There are two main areas where I differ from Dave’s advice. Let’s take a look.

Continue reading Dave Ramsey’s Bad Advice

Home Scouting: Get the Unfair Advantage

Home Scouting: Get the Unfair Advantage

Are you on the house hunt? If so you’ll want to hear about the Home Scouting app. Home Scouting has 100% of the MLS listings, while in many cases Zillow or Trulia only has 40%. Read below to find out how we can get you the unfair advantage by signing up with this free app.

Continue reading Home Scouting: Get the Unfair Advantage

The Economics of Recycling

The Economics of Recycling

We have Jennifer Wendt, the Project Manager for University City, with us to discuss the benefits of recycling programs not only for the environment, but for the economy as well. Jennifer specializes in solid waste/recycling, energy efficiency, and other public works projects for the city.

Jennifer believes  that recycling is not a partisan issue, but an American one. As Ronald Reagan once said,” …perhaps the most important is that preservation of our environment is not a partisan challenge; it’s common sense…”.

Let’s explore the different ways recycling has an economic benefit and also some common fallacies people have about the process.

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Emergency Funds

Emergency Funds

An emergency fund is a stash of money set aside to cover the financial surprises life throws your way. These unexpected events can be stressful and costly. Some common emergencies include unexpected medical expenses, car repairs, and home repairs.

While most experts agree you should have an emergency fund, how much is in that fund and where it is stored is wildly debated.

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Buy the Perfect Home With No Regrets

Buy the Perfect Home With No Regrets

 

I can still remember that feeling of excitement when I met with a realtor to look at my first home. It was a very triumphant feeling. This feeling can fade into agony after looking at house after house and not finding the right one. Planning ahead and sticking to the plan when searching for a home can save you time and major headaches along the way.

Continue reading Buy the Perfect Home With No Regrets