Tax Resolution with John Niemann

Tax Resolution

John Niemann is with us to discuss tax resolutions. John has been been specializing in tax resolution for almost two decades and has a ton of experience in the area. If you owe the IRS back taxes you will want to have someone on your side fighting for you.

Continue reading “Tax Resolution with John Niemann”

Gift of Equity with John Niemann

Gift of Equity with John Niemann

John Niemann of Niemann & Company is with us to discuss gifts of equity and the potential tax consequences of them. John has over 35 years experience as a CPA in the tax arena.  With the last 15 years dedicated to helping individuals and businesses solve their IRS collection-related problems.

Continue reading “Gift of Equity with John Niemann”

Loans for Veterans

Loans for Veterans

The VA Loan is arguably the best loan product out there for Veterans. Now, while I do a lot of VA loans I still get tons of questions about them. If you or someone you know served in the military, active or reserves, read more to find out exactly how easy it can be for Veterans and Active military to get a home.

Continue reading “Loans for Veterans”

Fundamental Financial Principles

Fundamental Financial Principles

One of the things I’m not sure I’ve had the opportunity to share is my purpose for creating the show. Creating Smart With Your Money came about as a way for me to share the information I’ve learned throughout my life with other people. Through the years I’ve come up with 7 main fundamental financial principles that I think you’ll get good use out of.

Continue reading “Fundamental Financial Principles”

Top 11 Countries With The Most Billionaires

Top 11 Countries With The Most Billionaires

These countries lead the way in producing the most people with 10-digit fortunes.

Continue reading “Top 11 Countries With The Most Billionaires”

Having the “Money Talk” with Your Parents

Having the “Money Talk” with your Parents


Having the “Money Talk” with your parents can be very uncomfortable. However, it is necessary to have now, before it becomes a problem in the future. People tend to not like talking about money or death, so when you combine the two it can cause some discomfort. Another reason for avoiding the conversation is that maybe your parents could be embarrassed because they didn’t handle their money well. Also, as the child you don’t want to come off as greedy or nosy.

Whatever the reason, we’re going to outline some steps you can take now to avoid some serious problems down the road.

Continue reading “Having the “Money Talk” with Your Parents”

Closing the Gap Between your Financial Reality and Goals

Closing the Gap Between your Financial Reality and Goals


Most of us are failing miserably with our finances. Personal savings rates are at an all time low, retirements savings are non-existent, and overall net worth is diminishing.

Nobody wants to be terrible with their finances, so why are we failing? We’ll take a look at some of the reasons and some small steps you can take to get back in financial shape. It’s never too late to be Smart With Your Money.

Continue reading “Closing the Gap Between your Financial Reality and Goals”

My Partner has Bad Credit; Can We Buy a House?

My Partner has Bad Credit; Can We Buy a House?

You’ve scrimped, saved, and made sure every bill is paid just to be in the perfect position to purchase a property. You’ve got great credit, but how about your partner? Eh, not so much. This is a very common issue that I run into on a weekly basis. Sometimes when a couple, married or not, is looking to purchase a home they run into the issue of one of them having bad credit. So, let’s take a look at your options if this is the case and some other possible solutions.

Continue reading “My Partner has Bad Credit; Can We Buy a House?”

Business Insurance 101 with Insurance Expert Elaine Mahr

Elaine Mahr Expert Contributor show cardBusiness Insurance 101 with Farmers

Protecting your business is good business. Having the right insurance can be the difference between surviving a calamity and losing everything. Many business owners have learned the hard way that a lawsuit, theft, accident or natural disaster can wreak havoc on their companies.

Business Owner’s Policy

Often referred to as BOP, a business owner’s policy rolls multiple types of insurance into a single policy. Usually this is at a lower cost than buying each type of insurance individually. A business owner’s policy might include business property, business interruption and general liability coverage.

General Liability

This coverage helps protect your company if someone is injured at your place of business. I also covers if injuries or damage result from the use of your products or services. It can help shield your business from situations that could be perceived as negligence. Most general liability policies cover financial obligations such as medical costs, as well as legal defense expenses and settlement awards if your business is sued.

Professional Liability

Also known as errors and omissions insurance, this type of insurance helps protect your company from claims that its malpractice or negligence damaged a client or other third party.

Business Property

This insurance covers loss and damage to leased or owned company property resulting from a variety of events, such as fire, wind or vandalism. An “all risks” business property policy covers loss and damage from a range of sources, while a “named peril” policy specifies the types of hazards it covers.

Cyber Liability

Customers and employees trust you to store their information. From billing information to social security numbers. If someone stole that data, how would that impact your business?

For every time a company like Target gets hacked there are dozens of smaller companies that suffer data breaches.

Cyber liability insurance can cover you for the expenses you incur from a data breach.

Expenses such as…

  • Fixing the breach
  • Loss of income
  • Notifying your customers
  • Public relations
  • Lawsuits

Business Vehicle

This type of policy protects your business against damage to an owned or leased vehicle that you or your employees use for business purposes. It also provides coverage if a third party claims bodily injury or property damage related to an auto accident.

Business Interruption Insurance

This policy guards against the effects that come from unexpected events and natural disasters that might otherwise cause your company to temporarily relocate or close. It helps businesses maintain cash flow while they replace equipment and repair physical damage to their facilities. It typically provides reimbursement for up to a year of lost revenue.

Umbrella Liability

This type of insurance fills any gaps left by the insurance that your company carries. For example, if your general liability policy has a coverage limit, an umbrella policy will cover losses that exceed this amount. It can also provide protection in areas excluded by other policies. The premium for an umbrella policy may be lower if you purchase it from the same insurer who provides your other policies.

Paint The Town Red With Keller Williams


KW Cares/Southwest Cares

Keller Williams Realty St. Louis Southwest is Painting the Town Red with open houses on November 20 from 1-4pm while we collect can goods for for “Feed My People.” Contact us at 314-966-4700 for more details or check out: Paint The Town Red Open House

We will pick up or accept the donations at the open houses.

Special Offer:

Local home inspector, Erich Faulstich, from House to Homes Inspection, gives $1 off of a home inspection for each can of food donated.

About Feed My People

  • Feed My People was founded in 1982 by Carol and John DeGuire
  • Provides nearly $4 Million worth of food and other assistance each year.
  • Feed My People is supported by donations from individuals, schools, churches, businesses, foundations and community groups.
  • Feed My people has grown to an organization helping over 80,000 people each year.

About Keller Williams

Founded in 1983, Keller Williams Realty Inc. is an international real estate company with more than over 600 offices located across the U.S. and Canada. The company began franchising in 1991, and following years of phenomenal growth and success.  They became the fourth-largest U.S. residential real estate firm in North America in 2006. The company has succeeded by treating its associates as partners to a business of success.  Keller Williams shares its knowledge, policy control, and company profits on a system-wide basis.

Why Use a KW associate?
Because Keller Williams Realty St. Louis SW has grown from the ground up within St. Louis, our agents have unparalleled knowledge of our local real estate market and a deep appreciation for our community. Buying or selling a home does not have to be a stressful process – let us be your guide.

Our Difference:

Powerful curriculum through Keller Williams University keeps our associates ahead of trends, tools and advancements in the real estate industry.

Unlike other real estate companies, Keller Williams Realty was designed to reward agents for working together, to serve our clients better.

Keller Williams Realty was founded on the principles of trust and honesty, emphasizing the importance of having the integrity to do the right thing and always putting our clients needs first.

Leading-edge technology solutions accelerate our associates efficiency and productivity.


Visit website for list of all open houses: