Tag Archives: Cornerstone Mortgage

Home Scouting: Home Search Made Easy!

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Home Scouting Makes Searching

For A Home Easy!

Doug Haldeman, Mortgage Strategist (NMLS: 298419) with Cornerstone Mortgage shares the free service with his listeners.

He and Tammie discusses some of the benefits of the Home Buyer’s Scouting Report and how it is a great way for the consumer to shop for their next home or investment property.  There are so many great features available with this service.  Not to mention it has 100% of the MLS listings and we DO NOT sell your email to anyone.

If you are considering buying a home in the next 12 months be sure to visit the Home Search Tab above or you can download the mobile app on your phone.

Home Scouting Audio

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Record Home-ownership Rates

Record Home-ownership Rates


The U.S. home-ownership rate fell to the lowest in more than 50 years as rising prices put buying out of reach for many renters.

The share of Americans who own their homes was 62.9% in the second quarter. This is the lowest since 1965, according to a Census Bureau report Thursday. It was the second straight quarterly decrease, down from 63.5% in the previous three months.

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7 Mistakes Millennials Make in Home-Buying

7 Mistakes Millennials Make in Home-Buying


Millennials – they’re the generation between 18 and 35; the new young professionals; the recent graduates, and they’re also coming into the housing market in droves. Usually, they’re also first-time homebuyers, which means that they have the potential to make mistakes in the home-purchasing process.

Here are the top seven mistakes millennials make when they purchase a new home. Whether you consider yourself part of the generation or you’re just looking to ensure your home search goes as smoothly as possible, these tips should help any potential homebuyer.


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My Partner has Bad Credit; Can We Buy a House?

My Partner has Bad Credit; Can We Buy a House?

You’ve scrimped, saved, and made sure every bill is paid just to be in the perfect position to purchase a property. You’ve got great credit, but how about your partner? Eh, not so much. This is a very common issue that I run into on a weekly basis. Sometimes when a couple, married or not, is looking to purchase a home they run into the issue of one of them having bad credit. So, let’s take a look at your options if this is the case and some other possible solutions.

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Fed Rate Hike : What does this mean for me?

Fed Rate Hike : What does this mean for me?

The Federal Reserve (The Fed) has raised interest rates after much talk of doing so this year. This hike comes just in time for the new year and a new administration coming into office.

How will this rate hike affect you and what exactly does a “rate hike” mean?

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Shopping Around For a Mortgage?

Shopping Around For A Mortgage

Here’s the inside scoop on how to do it right!

First:  Are you working with a TRUE Mortgage Professional?

The largest financial transaction of your life is far too important to place into the hands of someone who is not capable of advising you properly and troubleshooting the issues that may arise along the way.  But how can you tell? If your shopping just rates, seriously consider the fact that the lowest bidder is handling the largest debt you will likely ever take on.

 The following 4 simple questions are ones that your lender must be able to accurately answer. If they can’t run, don’t walk away. Continue reading Shopping Around For a Mortgage?

5 Reasons to Refinance

5 Reasons to Refinance  

You may find that refinancing could save tens of thousands of dollars in interest and years of mortgage debt repayment. It does take some effort to get the process started. However, the time and effort spent could easily be worth it depending on your situation. 

*If you’re considering a refinance or have some questions you can contact Doug at (314) 472-DOUG(3684).

Here are some reasons that you may want to consider refinancing your home loan:

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Bank, Banker, & Broker- What’s the Difference?

Bank,  Banker, & Broker- What’s the Difference?

You may have been flooded with information about the mortgage and banking industry and from your view point, a lender is a lender. Distinguishing the differences between banks, mortgage bankers and mortgage brokers can save you some frustration, time, and in some cases, money. Continue reading Bank, Banker, & Broker- What’s the Difference?

5 Things Renters Should Know About Owning

5 Things Renters Should Know About Owning




For renters who aspire to be home owners, transitioning from an apartment to a house requires a shift in their thinking that they may not be prepared to make. The financial changes that come with owning, the need to consider planting longer-term roots in a neighborhood, and new neighborhood rules are things renters may not be thinking about enough.

Moving can already be one of the most stressful times in a person’s life, but it may be doubly so for a new home owner. Check out these helpful tips to make your transition from renter to owner as smooth as possible.

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The Fastest And Safest Way To Payoff Your Home

Doug Show CardCornerstone Mortgage, Inc offers an amazing product that blows away other lenders.  Doug Haldeman, Branch Manager at the St. Charles office location, discusses a new fast and safe way to pay off your home.  Be sure to listen in to find out if this would be an option for you.

If after hearing the show and you want more information reach out to Doug today at 314-472-3684.

Below is a link to Doug’s mortgage coach presentation and the audio to the show.

Doug’s Mortgage Coach Presentation