Tag Archives: The Doug Haldeman Show

What is Private Mortgage Insurance and Why Do I Pay It?

Marc Breckenridge with MGIC

Marc Breckenridge with MGIC is here to discuss the ins and outs of Private Mortgage Insurance (PMI). What exactly is PMI and why may you have to pay it? For people with less than a 20% down payment, PMI is a tool allowing them to buy a home sooner. We wanted Marc to come on to explain mortgage insurance and how it affects you as a homebuyer.

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Our 250th Show! A recap of the past 250 weeks

Our 250th Show!

This week we celebrate 250 weeks of being on the air. In this post we go over some of the ups and downs of having a radio show and blog, and some of the most memorable moments.

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Steve Clark: Current Real Estate Market Tips

Steve Clark: Current Real Estate Market Tips

We have Steve Clark from Keller Williams Realty to explain the current market situation and what buyers and sellers can do to set themselves apart. Steve spent 30 years in the retail industry before setting his sights on real estate. Working in management for a large sporting goods retailer, Steve was able to hone his customer service skills. Steve says he easily adapted to real estate and it was really a natural fit.

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7 Tips on How To Use Your Tax Refund

7 Tips on How To Use Your Tax Refund

While I completely disagree with giving the government an interest free loan, many Americans receive a big tax refund check each year. In fact, the average refund check in 2016 was about $3000. Now, this check isn’t a bonus from the taxman, rather it was your money all along.

Having said that, if you are receiving a big refund this year be sure and treat it just like you would any other money coming in. Make sure you have a purpose for it! We’ve outlined 7 ways you can use your tax refund for your financial benefit.

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Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

 

As a mortgage professional I’m looking at credit scores everyday. When I speak to people they will often tell me what they think their score is, and it is always interesting to see how close they are.  When we actually pull up the credit report it can appear that the credit score dropped, and this can be a shocking discovery. Also, that score is tied to how much interest you will pay on debt. Not only is it frustrating, but it can also be very costly. Let’s explore some of the reasons you may see a credit score drop.

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Bubba Mills of Corcoran Coaching

Bubba Mills of Corcoran Coaching

 

Bubba Mills is the Owner and Chief Executive Officer for Corcoran Coaching, an international real estate coaching company. With Bubba’s background in Default Servicing, and his current role as CEO of Corcoran Coaching, he is an advocate for the real estate community. He is also an informational tool for the default industry, including Government-Sponsored Enterprise (GSE) Fannie Mae, Freddie Mac and HUD along with major banks such as Bank of America, Wells Fargo and Chase.

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Having a System for Life

Having a System for Life

The reason for writing this is that I recently went to visit my mother. The visit really made me reflect on how important it is to have a system for life. What I mean by that is having a system for organization and productivity. My mother is so disorganized that clutter has began to fill her home. Bills weren’t getting paid on time, she has numerous subscriptions that are completely unnecessary, and she has so much stuff that she feels overwhelmed. This disorganization has cost her so much money and time.

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How To Achieve Success as a Real Estate Agent with Jen Gendece and Marc King

How to Achieve Success as a Real Estate Agent with Jen Gendece and Marc King

Getting a real estate license is a relatively easy thing to do. Anyone with $500 and a few weeks to spend studying can get licensed. However, it’s estimated that about 87% of real estate agents fail within the first 5 years. While there is no one easy path, we do believe there are a few keys to achieve success as a real estate agent in this highly competitive field.

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What’s a Diamond Worth?

A Diamond Approval That Is..

There are typically two ways to figure out how much you can get a home loan for: pre-qualification and then on to pre-approval. With the Diamond Approval we take it a step further to eliminate the unknowns and give you the utmost confidence when house shopping. A Diamond Approval could be worth its weight in gold, or well, diamonds when you’re buying a home. So, what is a Diamond Approval? And, how does it differ from the traditional approval methods?

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Market Update: The Fed Hikes Rates and How a New Credit Reporting Rule Could Boost Your Score

Fed Rate Hike

As we anticipated, the Federal Reserve (Fed) raised interest rates a quarter of a percent on Wednesday, March 15th. This is the second hike  since December and a sign that the central bank plans to raise rates faster this year.

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